Policy Features
Low premiums
Our rates are drastically lower than standard. For example: The standard rate on a '65 Mustang could hit $800/year. Our average premium on the same car? Just $110.
Agreed value coverage
In case of a total loss, you will receive the full amount for which you have insured your vehicle.
No deductible
Our base program has no deductible requirement. However, you have the freedom to select optional deductibles to lower your premium.
Single liability charge
No matter how many vehicles you have on your policy, you only pay a single liability charge.
Flexible usage
Drivers can enjoy their classics with comfortable limits. Our policy allows for an occasional leisure drive, not just to parades or car events.
Repair shop of choice
Your choice, not ours. Take your collector cars to your favorite repair shop.
Restoration coverage
You can protect your classic and its increasing value during an active restoration project.
Instant new purchase coverage
Unplanned purchases up to $50,000 receive immediate coverage on an existing policy.
Business-use endorsement
Collectors may use their cars for specific business or commercial uses for specified time frames.
Auto show medical reimbursement
Clients or family members injured during an auto show or similar car-related function will receive pre-determined medical coverage.
Overseas shipping/foreign touring coverage
Hagerty can provide special coverage of your vehicle(s) during overseas transit including cargo shipping, foreign liability and property damage. We also can coordinate coverage during your stay.
