Having trouble finding flood insurance?

If you live in Sarasota, Bradenton, Venice, or the surrounding areas you live in a flood zone.  Don't get caught without flood insurance. The average flood policy is $250 a year.

Flood Insurance Information

Flood insurance is a special policy that is federally backed by the NFIP and available for homeowners, renters and businesses.  The standard flood insurance policy pays for direct physical damage to the insured property up to the replacement cost or actual cash value of actual damages or the policy limit of liability, whichever is less.  

Homeowners may purchase flood insurance covering up to $250,000 of flood damage to a home. A standard flood policy will cover structural damage, including damage to the furnace, water heater, air conditioner, floor surfaces (carpeting and tile) and debris clean-up. The contents of a home are not covered under a standard policy, but for an additional premium, homeowners may also purchase flood coverage for up to $100,000 of damage to personal property.

Approximate Flood Rates

$20,000      $8,000      $119
$30,000      $12,000    $148
$50,000      $20,000    $196
$75,000      $30,000    $230
$100,000    $40,000    $257
$125,000    $50,000    $277
$150,000    $60,000    $296
$200,000    $80,000    $326
$250,000    $100,000  $348

Protecting your home and possesions from flood has never been easier.

Get a quote today.