Umbrella Liability Insurance

An umbrella liability policy provides an extra level of coverage above your home and auto policies. You have worked hard for your savings, investments and assets, keep them protected.

Reasons for Umbrella Liability Insurance

Sometimes your home and auto insurance liability limits just aren't enough. If you or someone in your family is at fault in an accident or someone gets hurt on your property, your assets could be at risks.

Liability coverage on a policy pays for things such as the injured persons medical bills, therapies, and lost wages.  If someone is seriously injured required years of care and missed work your auto and home liability limits will not provide enough coverage.

An umbrella policy gives you an added amount of liability insurance over and above what is carred on your home and auto policies. The most common policy adds a million dollars of liability.  Also, umbrella liability policies are usually very affordable.  The average cost of an umbrella policy is only $250 dollars a year.

Lawsuites are becomming more and more prevalant these days and noone can predict how much a judge may award in an injury case.  Umbrella policies are the surest way to protect your savings and investments in case of an accident.