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Teen Drivers
"Here's the truth: For most parents, nothing you will deal with as a parent will be more important, more life-and-death, than how your teenager uses—and misuses—a motor vehicle"
— Dr. Dale Wisely, Ph.D., Clinical Psychologist
 Having a safe teen driver comes with a price – less money on premiums.
Now that your teen is driving, it can be a little bit scary. In addition to worrying about his or her safety on the road, you may also be concerned about how it will affect your insurance premiums. Now you can worry a little less with teenSMART®.
Keep your teen safe with teenSMART®.
Statistics show that each year, nearly 63% of 16-yearold drivers crash the family car. (National Safety Council, Injury Facts, 2004). But with the help of teenSMART®. Your teen doesn’t have to become just another statistic.
Developed by ADEPT Driver® , in conjunction with Allstate, teenSMART® can help dramatically improve your teen’s ability to reduce the risks they face every time they get behind the wheel. The program combines simulated driving experiences with actual on the road training and includes:
- Computer based driving tutorials
- Instructional DVD and workbooks
- Parent-supervised driving exercises
- Computer based certification test
Once your teen completes the program, you can qualify for 10% savings on your Allstate auto insurance when you present your teenSMART® certificate to your Allstate Agent (this discount may vary and is available through select companies in the Allstate family. Subject to qualifications).
And because teenSMART® discounts are available to drivers up to their 21st birthday, your savings can really add up over the years. Especially if your teen is also eligible for the Good Student Driver Discount. Be sure to ask us about this extra chance to save. (Your actual savings are subject to availability and qualifications in your state. Other terms, conditions, and exclusions apply. Rate changes taken by Allstate during this period may increase or decrease the amount of savings.)
To purchase the TeenSMART® program online with a $30.00 discount, go to
www.adeptdriver.com
make sure to use PRIORITY CODE ALL05
A small investment in TeenSMART® now may save you hundreds of dollars a year on insurance costs and provide the peace of mind from knowing that you teen has learned to be a safer, better driver.
Statistics you should know...
Provided by
drivehomesafe.com
14% of all deaths due to motor vehicle accidents are a teen driver. About 5,000 teenagers of driving age die in automobile accidents every year.
Most teen driver deaths due to motor vehicle accidents occur on weekends 53% of the time.
Teen drivers killed in motor vehicle accidents had a youth passenger in automobile 45% of the time.
Of teen drivers fatally injured in automobiles, more than 1/3 were speed related accidents.
Teen driver lifestyle of staying up late make teen drivers a high risk to have an automobile accident due to drowsiness.
More than any age group, teens are likely to be involved in a single vehicle crash.
On the basis of current population trends, there will be 23% more 16-20- year-old drivers on the road in 2010 than there are today -- 26.1 million.
This age group makes up 7% of licensed drivers, but suffers 14% of fatalities and 20% of all reported accidents.
The 16-year-old population alone will increase from 3.5 million to over 4 million by 2010.
Helpful Hint – Be Specific, never point with you finger and say, “let’s go over there”. Instead, say to your teenager, “when you reach the next traffic light, turn right into the supermarket’s parking lot”. Don’t expect your teenager to read your mind and always maintain a clam tone.
Contact our office for a brochure with more information and helpful tips to help your teen be safe behind the wheel. Consider a Parent Teen Driving Contract that establishes clear expectations. Consider using this to write down rules and consequence that are achievable and fair to the new driver.
Contact our office for your copy
of the "Teen Driving Contract" today!
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